When you're ready to start your first chat, click or tap New chat, type your prompt in the composer, and press Enter or tap ...

You can go further with Claude than what's on the surface: share chats, protect your privacy, create files and visualizations, and more.

Apps for budgeting and personal finance do a good job of tracking your money as you earn and spend it. Some also have excellent debt calculators that help you figure out how to pay off your debts.